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Health and Life Insurance
Insurance is often overlooked, but it’s crucial for protecting your financial goals. Adequate health insurance is essential in tough times, allowing you to focus on recovery without worrying about money. Term life insurance is equally important—aim for coverage that’s at least 10 times your annual income to ensure your family is cared for if anything happens to you.
Some people think insurance is a waste if they never make a claim, but the opposite is true. If you don’t need to claim, it means you’re healthy and safe—something to be grateful for. Insurance should be seen as an emergency safeguard, not a return on investment. It’s about peace of mind, not profits.
At Rakhecha Finserv, we strongly recommend having adequate health and life insurance coverage after setting aside an emergency fund equivalent to six months of your salary. This ensures that you are financially protected in times of need while also safeguarding your financial stability.
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Risk Factors – Investments in Mutual Funds are subject to Market Risks. Read all scheme related documents carefully before investing. Mutual Fund Schemes do not assure or guarantee any returns. Past performances of any Mutual Fund Scheme may or may not be sustained in future. There is no guarantee that the investment objective of any suggested scheme shall be achieved. All existing and prospective investors are advised to check and evaluate the Exit loads and other cost structure (TER) applicable at the time of making the investment before finalizing on any investment decision for Mutual Funds schemes. We deal in Regular Plans only for Mutual Fund Schemes and earn a Trailing Commission on client investments. Disclosure For Commission earnings is made to clients at the time of investments. Option of Direct Plan for every Mutual Fund Scheme is available to investors offering advantage of lower expense ratio. We are not entitled to earn any commission on Direct plans. Hence we do not deal in Direct Plans.
AMFI Registered Mutual Fund Distributor – ARN 305993 | Date of initial registration – 20/08/2024 | Current validity of ARN – 19/08/2027